NEW
Save money by refinancing. Learn more. Welcome to Opendoor Home Loans
What would you like to do?
Unlock your buying power. Save on rates.
30-year Fixed
Rate
4.125%
APR
4.251%
20-year Fixed
Rate
4.125%
APR
4.425%
15-year Fixed
Rate
3.875%
APR
4.125%
See advertising disclosures and assumptions
Save over $2,000 in fees
Skip the lender fees, and get up to $1,000 towards closing costs. Learn more.
Move in with as little as 3% down
Our low down payment options make it easier for you to finance your next home
Close your home purchase on time. Guaranteed.
We close your loan on schedule or pay you $100/day towards closing costs*
Get one-on-one
support
support
Get support and regular updates from your dedicated Mortgage Consultant
Refinancing now available!
Lower your payments, take out cash, or own your home sooner with historic low rates. Get approved fast and close in as little as 15 days.
Other lenders
$2,000
Fees
Opendoor Home Loans
$0
Fees
Other lenders charge over $2,000 in fees.
We charge $0.
We streamline the financing process so you don't pay application, origination, underwriting, or processing fees. Plus, when you finance with Opendoor Home Loans you'll get up to $1,000 towards your home purchase loan.
Source: Informa 2021 Lender Fee Comparison
See your buying
power in a few taps.
When you’re searching for the perfect home, it helps to know how much you can borrow. We’ll help you get prequalified in a few taps, so you can understand your price range without impacting your credit.
See why buyers love Opendoor Home Loans
Have questions? We're here to help
Monday - Friday 9:00 a.m. - 6:00 p.m. CT (Office Hours)
Saturday - 9:00 a.m. - 6:00 p.m. CT
*On-time closing guarantee applies only to purchase loans; refinance loans are not eligible. Opendoor Home Loans does not charge a fee for loan origination. If you choose to buy down your interest rate, you will be assessed a discount points fee. Estimated savings is for purchase loans. Terms and conditions apply. For more information, please visit opendoorhomeloans.com/promotions_terms.
Historic rates claim based on historical data published by FreddieMac. http://www.freddiemac.com/pmms/pmms_archives.html